In-depth research and practical guides on payments, cybersecurity, and digital infrastructure for North American businesses.
Ex-payments professionals reveal the hidden markup structures in Canadian card processing that cost businesses thousands annually—and how to fix it.
Whitepaper CybersecurityA practical guide to cyber resilience—for organizations of every size. Board-level oversight, budget-conscious controls, and measurable outcomes.
Article PaymentsUnderstanding the latest enhancements to Canada's Code of Conduct for the Credit and Debit Card Industry, including improved transparency, extended notice periods, and merchant protections.
Article CybersecurityA no-nonsense guide to the most common cybersecurity vulnerabilities businesses face and practical steps to protect your organization from preventable breaches.
Article PaymentsDebunking common misconceptions about accepting credit cards and understanding the real costs, security requirements, and equipment needs for payment processing.
What Canadian merchants actually need versus what vendors claim you need. Practical compliance without the fear-mongering or unnecessary expenses.
PIPEDA requirements, provincial variations, and why your cloud provider matters. A practical guide to keeping Canadian data in Canadian hands.
A systematic approach to assessing technology partners without getting locked in. Practical vendor selection criteria that preserve independence and long-term flexibility.
A pragmatic framework for evaluating AI opportunities in your organization. Where LLMs actually deliver ROI and how to implement safely without creating new security exposures.
Understanding Canadian card mix patterns and systematic overpayment issues. What sophisticated merchants do differently to optimize processing costs and reduce interchange fees.
